Sports Instructors – Do You Qualify for Fitness Liability Insurance?

A lot of fitness instructors are now aware that there is a special insurance plan available that gives even more protection to a sports instructor than that which is purchased for the gym. Many of the instructors who are aware of this insurance for sports instructors, and the importance of having it for themselves, are now taking the plunge to get themselves increased coverage against risk.

If you are an individual fitness trainer who has not purchased this insurance for sports instructors then you really need to do so, as it will save you from a lot of financial trouble and also give client confidence that you are a professional outfit. As an instructor wanting to purchase insurance there are a few criteria that must be met.

  • One of the basic criteria is in terms of age. Any instructor intending to buy insurance for sports instructors must not be less than 18 years of age.
  • Secondly, you must also be a well-trained sports instructor with very good educational knowledge on fitness. This is what will actually show that you can handle a fitness job effectively.
  • Another criterion is in the qualification possessed. For you to be able to qualify for this special insurance you must either be a certified personal trainer or belong to a group of trainers.

This last point implies that all competitive coaches, school employees and even certified athletic trainers are not among the list of those eligible to purchase this type of liability insurance for sport instructors. There are some exceptions though; if in doubt always speak to an insurance adviser who specializes in fitness insurance coverage.